Digital Finance for the Unbanked – Leveraging Mobile Money, Fintech, and Digital Identity to Expand Financial Access and Inclusion (C133-F-BV)

This course teaches you how to design and scale digital finance solutions that reach unbanked populations. You’ll gain: Digital Finance Foundations Understand mobile money, digital wallets, and embedded finance models Learn global benchmarks: GSMA Mobile Money, World Bank Findex, UN SDGs Explore interoperability, digital identity, and trust frameworks Strategy & Deployment Define digital finance strategy, delivery channels, and stakeholder mapping Manage agent networks, telco partnerships, and fintech integrations Coordinate with regulators, NGOs, and community organizations Monitoring & Impact Track access, usage, and financial health metrics Build dashboards, surveys, and reporting frameworks Support donor reporting, ESG disclosures, and SDG alignment Integration & Governance Align digital finance programs with AML/KYC, data protection, and consumer protection laws Embed gender equity, youth access, and rural outreach into platform design Monitor compliance, risk, and institutional sustainability Tools & Platforms Use platforms like M-Pesa, Wave, Airtel Money, Mojaloop, and GSMA APIs Automate onboarding, scoring, and transaction monitoring Monitor dashboards, alerts, and inclusion KPIs Strategic Impact Improve access, resilience, and economic participation Reduce poverty, informality, and financial exclusion Support ESG goals, inclusive growth, and sustainable development